A recent news story reported on a horse running loose along Highway 126 near Piru, California, where it was eventually struck by a vehicle.

While this may sound unbelievable, stories like this one are more common than you might think. And due to their size and strength, collisions with horses can frequently result in severe property damage and physical injuries. 

In the aftermath of a loose horse vehicle accident, you might be wondering who is liable and what you can do to move forward. At Silva Injury Law, we have the tools and resources to help you fight for your recovery. Give our team of attorneys a call today and see what we can do for you.     

What to Do After a Loose Horse Hits Your Vehicle

Before determining liability, it’s important to know what actions to take immediately following your accident. Here are a few key steps to keep in mind. 

  1. Pull Over Your Vehicle and Check for Injuries

As with any other type of car accident, you should first pull over your vehicle as soon as practicable. Then, check yourself and any passengers for injuries. 

Even if you don’t notice any visible injuries, you should still seek attention and diagnosis from a qualified medical professional to be sure. 

  1. Call the Authorities

Once you are in a safe location, you should then call the authorities. Doing so is especially important if the horse is still on the loose. 

Horses are large animals and can be dangerous when frightened. Thus, if the horse has fled after the accident, inform the authorities accordingly. Provide them with a description of the horse and the direction it went to your best recollection to help put others on notice. 

  1. Collect Evidence and Information at the Scene

In many car accident cases, the accident will be between multiple motor vehicles. Thus, you’ll typically collect information such as the name, address, driver license number, and insurance information of the other driver or drivers involved in the accident. 

However, most loose horse accidents are single-vehicle accidents. As a result, there may not be anyone whose information you can obtain. Nevertheless, there may still be important information you can collect at the scene of the accident. 

For example, you can try to: 

  • Search for the owner of the horse and obtain their contact information; 
  • Take photos of your vehicle, the accident scene, and the surrounding areas; and 
  • Gather statements from any individuals who may have witnessed the accident. 

All of this can help you prove liability in your case as you move forward. 

  1. File a Claim with Your Insurance

Unfortunately, because loose horse collisions are typically single-vehicle accidents, you will likely have to file a claim under your own insurance. Still, doing so can be a good place to start. 

In California, drivers must carry minimum insurance coverage in the following amounts:

  • $15,000 for each person injured or killed in an accident, 
  • $30,000 for the injury or death of two or more persons in one accident, and 
  • $5,000 for property damage in any one accident.  

Thus, filing a claim under your insurance can provide a way to receive compensation for any resulting injuries or property damage. 

  1. Contact an Attorney

Lastly, make sure to consult with an attorney before making any decisions regarding your accident and potential loose horse liability claim. 

An experienced car accident lawyer can help you assess your case, negotiate with your insurance company, prove liability, and take your case to trial when necessary. 

How to Determine Fault in a Loose Horse Liability Claim

So, how exactly do you prove fault in a loose horse liability claim? 

Of course, each case is different, and there is no precise formula for proving liability. However, at its core, your loose horse accident case will likely involve proving that the owner of the horse was negligent. 

As a general matter, this will typically require proving that the horse’s owner breached a legal duty of care to act reasonably and that this breach of duty caused the accident and your resulting damages. 

Common examples of negligence by an owner of a horse in a loose horse accident case include: 

  • Failure to properly secure horses in their stables, 
  • Allowing fences and other barriers to fall into disrepair, 
  • Subjecting the horse to neglect or abuse, and 
  • Failure to properly train the horse.

However, it’s important to remember that drivers on the road have a duty to act reasonably as well. In fact, pursuant to California Vehicle Code section 21759, the driver of any vehicle approaching a horse, or any other livestock, must reduce its speed or stop as necessary to avoid frightening the animal and better prevent the occurrence of an accident. 

Contact the Attorneys at Silva Injury Law Today

Involvement in any accident can be scary and traumatizing. That’s why at Silva Injury Law, we’ve devoted our practice to promoting healing through compassionate advocacy. 

We know how difficult it can be to deal with the aftermath of an accident. But you can rest assured knowing that we will be there with you at every step along the way to help you through this process. Contact our team today to discuss your case with an experienced attorney and see what we can do to help you recover.